Our primary focus is on assisting anyone who has a problem or issue involving credit or debt. We assist by offering you:
Free Assessments and Advice:
If you tell us about your problem or issue, we will assess it (under the authority of the National Credit Act, and using the mechanisms approved by the National Credit Regulator). We will then advise you of your options at no charge to you. If your situation requires expertise which we are not qualified to offer, we will refer you to reputable, trustworthy experts whom you can contact if you so choose.
We are committed to giving you advice that will help you, not just signing you up so that we can earn fees. Approaching us for advice does NOT place you under any obligation to us.
Personal Attention
We believe that everyone’s situation is unique. Wherever possible we prefer to meet with you face-to-face. The best way to help you is for us to understand your situation. We also understand that not everyone can get time off during office hours for a personal meeting. If you’re in this situation, it’s not a deal-breaker – please contact us, tell us your circumstances and let’s make an arrangement that works for us both.
Immediate Benefits
If the best solution is for you to apply for Debt Review, we can do that immediately.
This allows us to:
- Contact your creditors to advise them of your application, and stop further harassment
- Ensure that your assets (homes, cars, furniture and even your salary) are protected from legal action
- Get your monthly repayment instalments reduced with all of your creditors
- Re-negotiate the interest being charged on your outstanding debt
- Consolidate all debt and arrears, so that you only make one affordable monthly payment
We want your peace-of-mind to start before you leave our offices, and continue until you are debt-free and beyond.
Open Communication
Monthly reports (showing distribution of payments and updated balances are available to Debt Review clients. We are committed to responding to ALL client queries. We also keep open channels of communication with the Payment Distribution Agency (DC Partner) and creditors.
Exercise your Legal Rights:
Are creditors or collection agents demanding that you pay debts which have expired, and for which you’re no longer liable?
Are you still paying debts which should have been settled long ago, but creditors or collection agents are claiming that there’s STILL an outstanding balance?
We use our familiarity and expertise with the National Credit Act and Consumer Protection Act to ensure that our clients are protected from exploitation and illegitimate legal action.
A Debt Free Future
Our debt restructuring ensures that you will be entirely debt-free once you have completed the process. On completion, we will also update the credit bureaus regarding your debt-free status AND issue you with a Clearance Certificate.